Whether it’s fire or flood, your investment property needs attention as soon as possible after a disaster. You want to repair existing damage and prevent future problems, such as mold. Before hiring a home restoration contractor, consider the following considerations.
#1 Hire a Specialist for Your Type of Damage
Home restoration is a specialized field. Your general contractor may have done a stellar job with that kitchen remodel. However, you will need a contractor who knows unique situations such as flood or fire damage for home restoration.
Home restoration may require structural repairs, engineering, and knowledge of specialized equipment. For example, water damage restoration is a complex process that includes drying the property and preventing mold growth. After a fire, a contractor must know how to repair smoke damage.
#2 Look for a Contractor with Experience in Insurance Claim Repairs
Make sure your contractor has knowledge of and experience in insurance-related projects. You will likely work with your insurance provider after a fire or other disaster. A home restoration contractor will be familiar with the claims process and any requirements the insurance company may have.
#3 Check Contractor Licensing
Before you hire a home restoration contractor, do your homework. Verify that they are currently licensed. In Massachusetts, for example, you can look up registered contractors online on the Office of Consumer Affairs and Business Regulation website.
#4 Confirm Contractor Insurance Coverage
Make sure you see a copy of the contractor’s insurance policy. After you look at the paperwork, call the insurance provider for confirmation. Also, check the contractor’s worker’s compensation credentials. You don’t want to be liable for work worker injuries on your property.
#5 Do What You Can to Mitigate Damages
After a fire or other disaster, you must act promptly to prevent further damage to your property and its contents.. Your insurance provider will require you to mitigate damages. Take steps to minimize damage as soon as possible, but only if you can do so safely. Examples of mitigation include
- Shutting off water
- Removing items from the home
- Covering the roof with a tarp
#6 Beware of Scammers After a Disaster
When a disaster causes extensive damage, scammers come out of the woodwork. They know homeowners often face a long wait for contractors to reach them, and they take advantage of this frustration. Be suspicious of people who call themselves home restoration contractors and pressure you to hire them. Also, avoid anyone who demands payment for the entire job upfront.
#7 Read Contract Carefully and Keep a Copy
Always make and keep a copy of the contract you and your home restoration contractor have signed. Before you sign, make sure you understand and agree with the terms. For example, a liquidated damages clause can make you liable for the entire price of the project if you cancel after a certain time. Also keep a copy of any warranty papers from the contractor.
With more than 10 years of Boston-area general contracting experience, RH Blanchard can help you through your home restoration process. Call us today for a free consultation.
